QuickTake: Nearly 1 in 4 Adults with Pre-Marketplace Nongroup Coverage Paid At Least $3,000 Out-of-Pocket for Health Care

 

  • Nearly one-quarter (22.9 percent) of adults with incomes above 138 percent of the federal poverty level (FPL) who had nongroup coverage prior to the introduction of the new Marketplaces had out-of-pocket health care expenses of $3,000 or more in the prior year, compared with 15.6 percent of adults with employer-sponsored insurance (ESI).
  • About one-third of adults with incomes above 138 percent of FPL with nongroup coverage paid $2,000 or more out-of-pocket for health care, compared with one-quarter of adults with ESI (32.9 percent versus 24.4 percent).


Urban Institute Robert Wood Johnson Foundation